SPORTSCOVER
Sportscover is one of the world's leading sports insurer dealing in accident liability, property and contingency insurances for sport. The leader in insurance for martial artists, covering nearly 70% of the industy.
Sportscover was established initially in Australia in 1986, when a small group of active sports people in the insurance industry became frustrated by the lack of quality insurance for active sporting participants including players, administrators, coaches and officials.
Sportscover has now developed into a world renowned specialist that boasts more than a million clients spanning a diverse range of sporting activities.
On this journey, Sportscover has become one of the most technologically advanced organisations, providing secure facilities for clients to view policies and the progress of claims online.
Liability / Professional Indemnity / Participant Accident and more with SPORTSCOVER.
Another handy tip for running your martial arts school / club (5)
Opening a new school and don’t know if you should get insurance? Our tip is don’t open a school without it. It doesn’t matter if you run a karate, kung fu, brazilian jiu jutsu, kickboxing, muay thai, taekwondo school / club etc you can obtain insurance. You just need to know where to get it at the best price. Of course we can help you with insurance and secure you a 40%+ discount on your policy too. The industry standard is a minimum of: 10 mil public liability, 1 mil or 2 mil professional indemnity and personal accident cover to give you an extra layer of protection.
Another handy tip for running your martial arts school / club (6)
Not sure of how to fill out your martial arts insurance application form? Make sure the information you put down is true and correct to best of your ability. False or misleading information may make your policy null on void or worst the insurance company may reject your application altogether. This means if you can find another company you have to state your previous application was declined and this may prevent you from ever obtaining insurance. Always be honest but don’t volunteer too much information because that can make things too hard for Brokers. Confused, need help from someone who knows your business?
Call the Insurance Hotline: 03 9897 3213
Philosphy on INSURANCE CLAIMS
It wasn't that long ago that if someone slipped over, they would get up, dust themselves off and that would be the end of it.
Unfortunately though, in today's litigious society in which we live, more often than not, if someone slips over, they are screaming for their solicitor before they hit the floor.
Whilst there is no doubt Martial Arts Instructors understand the risks and do whatever they can to minimise them, claims still occur. It is therefore important that we make you aware of the type of claims that have recently been reported as the easiest lessons to learn are from others mistakes.
- Instructor incorrectly provided instructions on a particular advanced hold. The hold was used and resulted in an opponent becoming a quadriplegic - $5,000,000.
- Kick to the head causing severe brain damage - $3,000,000. (Estimate)
- Incorrect throw resulting in broken shoulder - $420,000.
- Incorrect kick resulting in lost kidney - $38,000.
- Missed floor mat resulting in broken arm - $162,000.
- Contact kick to chest causing broken ribs - $178,000.
- Mismatched belt, weight and size (sparring) resulting in knee replacement - $65,000.
- Incorrect warm up procedure provided resulting in sprained back - $20,000.
- Failure of instructor to supervise sparring - $60,000.
- Instructor threw a junior member resulting in a broken arm – amount unknown as yet.
It doesn't matter if you are looking for karate insurance, kung fu insurance, taekwondo insurance, tai chi insurance or judo insurance to Instrat / Imar and Sportscover, you will get the best prices and cover.
If you want freestyle martial arts insurance and anything in between and you are not sure where you fit, give the International Martial Arts Alliance (IMA) a call. The Chairman Graham Slater can directed you to a martial arts insurance expert who will find you the cheapest prices in Australia . Not only can you get the cheapest prices on martial arts insurance you will get the best conditions / policy wording.
‘Many people ask me how come martial arts insurance is so much cheaper through the International Martial Arts Alliance (IMA).
Martial Arts Insurance Quotations LINK
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